Hong Kong Insurance Made Easy for You

Living and working in Hong Kong brings incredible opportunities — but it also comes with unique risks. Medical costs are high, insurance policies are complex, and choosing the wrong cover can leave you financially exposed when you need help most. Talk to us today, let us get you the cover you need.

Years Experience
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About Expat Insurance Hong Kong

Protecting Expats, Families & Businesses

Since 2009, we’ve helped thousands of individuals, families, and companies in Hong Kong secure reliable insurance protection with confidence and clarity.

We compare options from 30+ insurers, translate complex policy terms, and stand by your side long after purchase — ensuring you always have the coverage and support you deserve.

5
Based on 18 reviews
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I have only good things to say about Expat Insurance. Insurance is the one thing I buy hoping to never use, but, a Pit Bull experience in Thailand made me thankful of the good policy I bought from Expat Insurance. Hospital costs and new flights were 100% covered but most useful was the ongoing help I received from my agent, Carl. Thank you!
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Brian MacDougall Avatar
Brian MacDougall
11 Nov 2025
I have always found Expat Insurance Brokers to be very responsive and also to work in the interests of their client. They have proposed changes of provider and been creative in dealing with problems.
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Steve Roder Avatar
Steve Roder
18 Oct 2025
Andrew always answer my queries with detailed explanations and clarity. He has looked after my insurance needs for over 20 years and I am totally happy with his excellent service.
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belinda koh Avatar
belinda koh
14 Oct 2025
Why Choose Us

Trusted Insurance Experts in hongkong

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Independent Broker

We’re not tied to one insurer. We compare across the market to find the right solution for you.

Personal Advocacy

From applications to claims, we liaise with insurers on your behalf and fight to get you the best outcome.

Trusted by Expats & Businesses

Over a decade of experience helping individuals, families, and companies navigate Hong Kong insurance.

No Extra Cost

Our service is free to you. Insurers compensate us directly, and you pay the same premiums as if you went direct.

Expat Insurance Offers the Whole Range

Our advice is 100% independent, we comparing plans across 30+ trusted global insurance providers to find your perfect fit.

Our Services

We Ensure Professional Insurance Services

Medical Insurance

Comprehensive health coverage for individuals and families — from hospital and surgical care to maternity and critical illness protection.

Corporate / Group Insurance

Flexible employee benefits and protection plans that strengthen business continuity, loyalty, and well-being across workplaces.

Business Insurance

Protects your company from property damage, liability, and income loss — ensuring long-term stability and business resilience.

Property Insurance

Safeguards your home and lifestyle from fire, theft, or accidental damage, keeping your property and peace of mind secure.

Life Insurance

Ensures your family’s financial security and peace of mind, helping them maintain stability and avoid additional life stress if the unexpected happens.

Contact Our Agent To Get A Quote

Don’t leave your future to chance. Whether you’re an individual, a family, or a business, we’ll help you compare, choose, and secure the insurance that protects you best.

How We Work

Trusted Guidance. Proven Protection.

At Expat Insurance Hong Kong, we believe buying insurance should be straightforward, stress-free, and tailored to you. Here’s how it works:

Talk to Us About Your Needs

We take the time to understand your situation, priorities, and budget.

Compare & Discuss Your Options

We present the top three or four policies that fit your needs, side-by-side.

Get Covered Quickly & Easily

We handle the paperwork and liaise with insurers on your behalf, so you can get protected without the hassle.

Ongoing Support

When it’s time to claim, or to renew, or to adjust your coverage, we’re there.

Meet Our Agents

Professional & Reliable

At Expat Insurance Hong Kong, our experienced advisors and licensed brokers provide honest advice, personalized support, and reliable protection for every stage of your life and business.

Testimonials

What Clients Say About Expat Insurance

At Expat Insurance Hong Kong, we take every client’s experience seriously. We invite you to read genuine reviews from individuals, families, and businesses who have trusted us for their insurance needs. See why our clients continue to rely on our professional guidance and personalized support.

Protect What Matters With Confidence

Don’t wait until an emergency strikes to realise your coverage isn’t enough. With expert guidance from Expat Insurance, you can be certain that your health, home, and future are fully protected.

Blog & News Update

How I Negotiated Zero Premium Increase for a Client with an Ageing Workforce

How I Negotiated Zero Premium Increase for a Client with an Ageing Workforce

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Avoiding the Problem of Group Insurance Gaps

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Why Drone Insurance Breaks Every Aviation Rule

Why Drone Insurance Breaks Every Aviation Rule

Traditional aviation insurance makes one fundamental assumption: the pilot can…

How Can We Help You?

Fill in your details, we’ll be in touch to answer your questions. No hard sell. Just the friendly help you need.















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    Call us on +852 3563 9771
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    Or if it’s after hours, please fill in your details, we’ll be in touch during office hours to help with your claim.